If you’re receiving Old Age Security (OAS), there’s good news ahead. Thanks to rising inflation, a confirmed OAS Increase 2025 is set to kick in by July 2025, giving retirees a bit more monthly support. This increase, based on quarterly inflation data, ensures OAS payments keep pace with the rising cost of living. For most seniors, this means a 1% boost in July, with the full annual increase now totalling 2.3% year-over-year. This article breaks down the new amounts, payment schedule, and what you need to do to receive the full benefit.
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Why is OAS Increasing in July 2025?
Old Age Security payments are reviewed every three months—January, April, July, and October—to account for changes in the Consumer Price Index (CPI). If inflation rises, so does your OAS cheque. If prices fall, payments remain unchanged. The next scheduled adjustment in July 2025 will result in a 1.0% increase, driven by inflation data from the second quarter of 2025. That means seniors will get more money automatically, no need to reapply.
CPP & OAS Payments in June 2025: How Much Will Seniors Get This Month
What Will OAS Payments Be in July 2025?
Starting July 29, 2025, OAS payment rates will increase as follows:
| Age Group | Current (Apr–Jun 2025) | New Rate (Jul–Sep 2025) |
|---|---|---|
| 65 to 74 | $727.67 | ~$734.95 |
| 75 and over | $800.44 | ~$808.44 |
The extra boost for seniors aged 75+ includes a 10% permanent supplement introduced in recent years to support older seniors who face higher health and living costs.
Who Will Get the Full Increase?
To receive the full amount of the OAS Increase 2025, seniors must:
- Be eligible for full OAS payments (typically 40 years of residence in Canada after age 18).
- Be under the OAS recovery threshold (net income under approximately $142,000 to $148,000).
- Have filed their 2024 income tax return, as it determines eligibility for July 2025 through June 2026.
If your income exceeds the limit, part or all of your OAS may be clawed back.
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When Is the July 2025 OAS Payment?
The payment will be deposited on Tuesday, July 29, 2025, for all eligible seniors. If you’ve signed up for direct deposit, you’ll see the funds in your bank account on the same day.
Quick Recap of OAS Increase 2025
- OAS Increase: +1.0% in July 2025
- Annual increase: +2.3% compared to July 2024
- New max payments:
- Ages 65–74: ~$734.95/month
- Ages 75+: ~$808.44/month
- Payment date: July 29, 2025
What You Need to Do
- Nothing extra is required if you’re already receiving OAS.
- Make sure your taxes are filed and bank details are up to date with Service Canada.
- Review your income if you’re near the recovery threshold to avoid clawbacks.
Final Thoughts
If you’re wondering OAS check increase in 2025, the answer is clear: starting July 2025, you’ll see a modest yet helpful increase of 1%. For seniors aged 75 and older, the jump to $808.44/month reflects both inflation and the permanent age-based enhancement. While it’s not a dramatic change, every bit helps in managing rising living costs. Watch for the update in your July 29 OAS deposit—and start planning your budget with this extra support in mind.