Seniors often search for “cpp oas payment june 2025” when planning their monthly finances. In June 2025, you’ll receive your CPP and OAS payments—but with some key differences. While CPP payments stay steady, OAS benefits include a boost, particularly for those aged 75+. This article provides a detailed breakdown of the amounts coming your way in June, explains what changes in July, and helps you understand the timing and adjustments of both programs.
Table of Contents
CPP OAS Payment Dates June 2025
Both the Canada Pension Plan (CPP) and Old Age Security (OAS) benefits are scheduled to be paid on Thursday, June 26, 2025.
CPP June 2025: Steady as Always
- The CPP retirement pension for new recipients at age 65 averaged $899.67/month as of January 2025, with a maximum of $1,433.00.
- There is no increase in June—CPP was adjusted once in January 2025 (+2.6%) and will remain unchanged until January 2026.
So expect the same amount in June as you received in May.
New $1,433 CPP Payment Coming in June 2025: Full Details Inside
OAS June 2025: Slight Boost in July 2025
- For ages 65–74, the full OAS benefit is $727.67/month.
- For ages 75+, thanks to a 10% age-based supplement, the payment is $800.44/month.
- There is no inflation adjustment in June, but OAS does undergo quarterly reviews.
New $808.44 OAS Payment Confirmed for July 2025: See If You Qualify
What Seniors Will Actually Receive in June 2025
Based on the above:
- CPP recipients will get approximately $899.67 (average) or up to $1,433.00 (maximum).
- OAS recipients will receive:
- $727.67 if aged 65–74
- $800.44 if aged 75 or older (includes the 10% supplement)
These amounts reflect typical full entitlements, assuming income thresholds are met.
Coming in July: OAS Increase 2025
Though both payments hit in June, only OAS will increase next month:
- OAS benefit rates for July–September 2025 will rise by 1.0%, reflecting inflation, which means a 2.3% annual increase over July 2024 levels.
- Starting Tuesday, July 29, 2025:
- OAS for ages 65–74 is projected to be around $734.95/month
- OAS for ages 75+ will rise to approximately $808.44/month
CPP remains fixed through June 2025 and will only be reviewed next in January 2026.
Summary Table
| Program | June 2025 Payment | Next Increase |
|---|---|---|
| CPP | $899.67 (avg) to $1,433.00 (max); no change in June | January 2026 (~annual CPI) |
| OAS | $727.67 (65–74) / $800.44 (75+) | July 29, 2025 (+1.0%) |
What You Should Do
- ✅ Mark June 26, 2025 as your payment date for both CPP and OAS.
- 📈 Plan for an OAS increase on July 29—with your monthly income rising slightly for the next quarter.
- 📂 Ensure your 2024 tax return is filed, so no deductions or adjustments affect your OAS.
- 🔍 Monitor your CRA or Service Canada accounts to confirm exact amounts.
Final Thoughts
If you’re watching for your cpp oas payment june 2025, here’s the bottom line: CPP remains steady, while OAS provides a timely boost, especially for those 75 and older. This June brings stable income, and July brings a little more—so long as you stay eligible and up to date. If you’d like help estimating your combined monthly benefits or checking GIS impacts with the new rates, just as