Many Canadian seniors are searching for information on the CPP OAS increase June 2025—and it’s easy to get confused. While there is news of an increase, it’s not across both programs. The reality is that OAS is going to increase in July 2025, but CPP will not increase in June. This difference in timing has led to questions and concerns, especially for retirees trying to budget amid rising living costs.
This article explains exactly what’s happening with the CPP OAS increase June 2025, why CPP isn’t rising this month, and what to expect from both programs going forward.
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OAS to Increase in July 2025
Old Age Security (OAS) benefits are indexed quarterly—in January, April, July, and October—based on changes to the Consumer Price Index (CPI). This ensures seniors’ payments keep pace with inflation.
For the CPP OAS increase June 2025 topic, it’s important to note:
- There is no OAS increase in June, but
- There will be a confirmed increase in July 2025, with rates going up by approximately 1.0%
- This marks a 2.3% increase year-over-year compared to July 2024
As of July 2025, Canadians aged 75 and older will receive up to $808.44 per month in OAS, up from $800.44. Those aged 65 to 74 will receive up to $734.94, unless further changes are announced.
New $808.44 OAS Payment Confirmed for July 2025: See If You Qualify
No CPP Increase in June 2025
On the other hand, Canada Pension Plan (CPP) benefits are adjusted only once a year—in January, not quarterly. This means:
- The CPP OAS increase June 2025 does not apply to CPP
- CPP rates were already increased by 2.6% in January 2025, based on the average CPI from the previous 12 months
- The next scheduled CPP adjustment will not happen until January 2026
So, if you’re looking for a CPP increase in June 2025, you won’t find one—it’s simply not how the program works.
New $1,433 CPP Payment Coming in June 2025: Full Details Inside
Why the Timing Is Different
Many Canadians wonder why CPP and OAS don’t increase at the same time. The answer lies in how each program is structured:
| Program | Adjustment Schedule | Last Increase | Next Scheduled Increase |
|---|---|---|---|
| CPP | Annually (January) | January 2025 – 2.6% | January 2026 |
| OAS | Quarterly (Jan, Apr, Jul, Oct) | July 2025 – 1.0% | October 2025 (next review) |
- CPP increases are based on the annual average CPI
- OAS increases are based on quarterly CPI fluctuations
That’s why OAS is going to increase in July 2025, but CPP is not increasing in June 2025—even though both programs are adjusted for inflation.
What This Means for Retirees
The CPP OAS increase June 2025 headlines can be misleading. Here’s what you really need to know:
- OAS recipients will get more starting July 29, 2025
- CPP recipients will continue receiving the same amount until January 2026
- There is no action required—both OAS and CPP increases (when they occur) are applied automatically
Summary Table
| Program | June 2025 Status | July 2025 Update | Amount (Approx.) |
|---|---|---|---|
| OAS | No increase | +1.0% increase | Up to $808.44 (75+), $734.94 (65–74) |
| CPP | No increase | No change | Unchanged from January 2025 |
Final Thoughts
If you’re following the CPP OAS increase June 2025 topic, here’s the bottom line: Only OAS will increase, and it will happen in July—not June. CPP remains unchanged until its next scheduled adjustment in January 2026. While this may be disappointing for some, it’s part of the predictable structure of both programs.
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